Voice Banking in 10 Languages Leads Indian Bank’s Digital Push at Global Fintech Fest 2026

MD and CEO Binod Kumar said AI TARA is designed to bring senior citizens and customers with limited digital expertise into digital banking, alongside Smart Wealth and IND Cash Optima

Indian Bank has launched a set of digital banking solutions at Global Fintech Fest 2026, introducing AI TARA, Smart Wealth and IND Cash Optima for retail, corporate and institutional customers.
AI TARA, which stands for Trusted AI Relationship Assistant, is a conversational banking solution that allows customers to access banking services through voice commands in 10 languages.
Customers can use the solution for services including fund transfers, IMPS and fixed deposit creation. According to the bank, AI TARA is intended to make digital banking more accessible, particularly for senior citizens and customers with limited experience using digital banking applications.

Binod Kumar, MD and CEO, Indian Bank, said, “At Indian Bank, we are leveraging technology to make banking simpler, more accessible and responsive to evolving customer needs. The solutions showcased at GFF reflect our focus on combining innovation with convenience, inclusion and an enhanced customer experience.”
Alongside AI TARA, Indian Bank introduced Smart Wealth, a Personal Finance Management module available through IndSMART.
Smart Wealth provides customers with a consolidated view of their financial portfolio across bank accounts, mutual funds, deposits, equities, ETFs and NPS. The module also includes spending analytics and personalised financial insights.

For corporate and institutional customers, the bank unveiled IND Cash Optima, a digital cash management platform covering collections, corporate onboarding, mobile based cash management and invoice to payment processes.
The platform is designed to provide customers with greater visibility across cash management operations while supporting reconciliation and related financial processes.
Speaking about the accessibility objectives behind AI TARA, Binod Kumar said, “Our voice banking solution, “AI-TARA” is aimed at bringing senior citizens and customers with limited digital expertise who may face challenges in navigating conventional banking applications into the digital banking ecosystem. By enabling customers to access key banking services through voice commands, we are taking digital banking closer to every customer, irrespective of their level of digital proficiency.”

The three solutions address different areas of the bank’s digital operations. AI TARA focuses on conversational access to banking services, Smart Wealth brings personal financial information together within IndSMART, while IND Cash Optima is aimed at cash management requirements for corporate and institutional customers.
Through the launches at Global Fintech Fest 2026, Indian Bank is expanding its digital offerings across both personal and institutional banking.

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