Amit Bhardwaj, Co founder and CEO of SwaDharma, and Pratyush Ambuj, Co founder and COO, said the company’s Dharma Stack is designed to help temples manage payments, compliance, devotee relationships, and digital access while keeping control of rituals, revenue, and engagement within the institution.
SwaDharma, the rebranded identity of 3ioNetra Faith and Technology Services Private Limited, is positioning itself in India’s FaithTech space with an integrated digital system built for temple operations, compliance, and devotee engagement.
The company has introduced what it calls a Dharma Stack, a full stack layer that brings together temple infrastructure, devotee identity, and AI led intelligence into one connected system. According to the company, the aim is to help temples digitise their operations without giving up ownership of rituals, revenue, or devotee relationships.
At the centre of this system is SwaDharma Mitr, an AI led intelligence layer built to map user intent and guide spiritual decision making. The company said the system supports personalised interaction across services such as digital pooja booking, astrology led insights, and ritual planning, moving the model beyond simple access based platforms.
As India’s faith economy moves toward digital systems, SwaDharma said it sees itself not as a marketplace but as an infrastructure layer for temples. The company said this approach is intended to address gaps such as revenue leakage, fragmented tools, compliance issues, and reliance on third party platforms.
Amit Bhardwaj, Co founder and CEO, SwaDharma, said, “India’s faith ecosystem has always had scale and continuity, but its digital layer has been fragmented. Dharma Stack is designed to bring structure, transparency, and operational efficiency to temples, while ensuring that authenticity is preserved.”
At the infrastructure level, the company’s SwaDharma Setu functions as a temple operating system, covering payments, digital donation systems, 80G compliance, devotee management, and access through POS systems, kiosks, and online interfaces.
The platform also includes SwaDharma ID, a unified identity layer that allows devotees to maintain continuity across temples, rituals, and donations without repeated onboarding. The company said this can support longer term engagement between institutions and devotees.
Pratyush Ambuj, Co founder and COO, SwaDharma, said, “Temples today operate on disconnected systems, which impacts both trust and efficiency. Our managed marketing model ensures that temples own their digital presence, eliminate intermediaries, and build direct relationships with devotees at scale.”
The company said Sharad Kamath, Chief Product Officer, is leading the development of technology solutions tailored for temples, while Amit Kumar, Chief Business Officer, is focused on expanding temple adoption and encouraging institutions to build direct digital relationships with devotees.
SwaDharma said its monetisation model combines software revenue, transaction linked income, and integrated digital offerings. It added that this structure is intended to support financial sustainability, transparency, and audit readiness for temple institutions.
According to the company, it has already onboarded more than 100 temples, engaged over 10 lakh devotees, and processed transactions exceeding Rs 100 crore through its ecosystem. The company said it is currently working with temple institutions and financial partners as it expands its presence in India’s FaithTech segment.
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