Tanish Sharrma, Co-Founder, CEO and CTO of BillCut, said the recognition reflects the company’s focus on responsible lending partnerships and borrower outcomes.
BillCut has received the Special Award for Lending Innovator of the Year at the ETBFSI FinNext Awards 2026.
The New Delhi based fintech platform works in balance transfer and debt reduction, helping borrowers move from high interest debt to lower interest repayment options.
The recognition comes as consumer credit usage continues to increase in India, creating repayment pressure for many borrowers. BillCut uses digital tools to help users explore debt reduction options, compare repayment choices and identify lower cost credit alternatives.
Commenting on the award, Tanish Sharrma, Co-Founder, CEO and CTO, BillCut, said, “We are truly honoured to receive this award. At BillCut, we are building towards a future where every Indian has complete control over their financial health. By helping them manage their debt, we want to put money back into every customer’s pocket where it truly belongs. This recognition reflects our commitment to technology, speed and responsible lending partnerships that deliver real financial outcomes for borrowers across India.”
Founded in July 2022, BillCut serves more than one million users and works with leading financial institutions. The platform analyses credit profiles, helps optimise EMIs, supports credit score improvement and matches users with lower cost credit options.
The company said its focus is on helping consumers manage existing debt more efficiently rather than only enabling fresh credit access.
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