Sonal Kapoor, Global Chief Business Officer at Prodigy Finance, said students should avoid rushed decisions after visa refusals or admission rejections and rely on credible guidance.
Study abroad decisions are becoming more complex as students face rising competition, visa refusals, admission delays and pressure to make quick choices when their first plans do not work out.
Prodigy Finance has highlighted the need for students to prepare a clear Plan B before applying abroad, especially when families invest emotional and financial expectations into overseas education.
The study abroad process often focuses on admission offers, preferred destinations and university rankings. However, students may also face refusals, delayed applications or limited choices late in the admission cycle. According to Prodigy Finance, the lack of backup planning can push students toward rushed decisions.
Sonal Kapoor, Global Chief Business Officer, Prodigy Finance, said, “When rejection comes, the decision-making that follows is rarely calm or strategic. Students rush, apply to whichever university will still accept them, and fall into the hands of agents who charge significant fees and deliver very little.”
She added that students should choose carefully even when their first option does not work out. “While early planning can help you study abroad, students who are left behind still need to choose carefully. If you rush, you may end up in the wrong university or with the wrong consultant who delivers very little.”
The pressure on students is also linked to family expectations. Prodigy Finance said many Indian and African students carry the hopes of families and communities while applying abroad, making rejection harder to process.
Sonal Kapoor said students should first focus on their own academic and career goals. She advised students to choose well ranked universities, study well and build their future before taking on the emotional pressure of giving back.
Prodigy Finance also pointed to student mental health data from recent reports, noting that academic stress, anxiety and depression remain major concerns for students. The organisation said students should use credible forums, verified counsellors and trusted platforms while looking for study abroad opportunities.
Founded in 2007, Prodigy Finance is an international student lender that has helped more than 47,000 international master’s students attend universities worldwide. The company has disbursed over $2.6 billion in funding to students from more than 150 countries.
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