Future Generali India Insurance Company Limited (FGII), the general insurance arm of the joint venture between retail giant Future Group and global insurer Generali, has announced its new healthcare policy, the FG Health Elite, with an emphasis on enabling access to global healthcare treatment alternatives.
FG Health Elite is a premium health insurance plan that is based on the idea that there should be no boundaries when it comes to health.
It provides policyholders with access to a wide range of healthcare options and wellness benefits that aren’t typically included in traditional health insurance plans.
- Offers high sum insured up to Rs. 6 Crore
- Covers OPD treatment, home visits, air ambulance, coverage for mental health, medical hospitalization expenses, medical treatment abroad, prosthetic implants, repatriation of mortal remains and wellness benefits
Individual sum insured options from FG Health Elite range from 75 lakhs and 1 crore up to 6 crore, in multiples of 50 lakhs.
It includes maximum coverage for medical expenditures, home visits, OPD treatment, and mental health care, as well as global coverage.
Policy terms for FG Health Elite range from one to three years, with the option of lifelong renewal.
“There has been considerable change in medical technology over the last few decades, enabling superior options and a broader spectrum of healthcare services, FG Health Elite, which was founded with the goal of increasing global access to healthcare services, will allow Indians to obtain treatments that are not limited by geographical limits.”says Ruchika Malhan Varma, CMO, Future Generali India Insurance.
Policyholders are eligible for wellness benefits such as value-added services and wellness award points under the comprehensive plan. These services are available through the FG Insure App.
Access to teleconsulting, webinars, wellness content, fitness and wellness vouchers, and health check-ups are examples of value-added services.
The cumulative bonus available to beneficiaries will be enhanced by 10% for each claim-free policy year in which no claims are reported, with the exception of any claim under OPD treatment and Wellness Benefits, if the policy is renewed without a break.
The entry age for adults is between 18 to 65 years, and children over 91 days are eligible for the cover. A maximum of 15 family members can be covered under FG Health Elite.
About Future Generali India Insurance Company Limited
Future Generali India Insurance Company Limited is a joint venture between Future Group, the retail game changers in India, and Generali, a 190-year-old worldwide insurance company that ranks among the world’s 75 largest companies.
The company was founded in October 2006 and acquired its IRDAI licence in September 2007. Its mission is to provide retail, commercial, personal, and rural insurance solutions to individuals and corporations in order to help them manage and mitigate risks.
Future Generali India has benefited from the worldwide Insurance expertise of Generali Group and the Indian retail game-changer Future Group in a variety of product classes.
Future Generali India has solidly established its credentials in this area while efficiently utilising the skill sets of both its JV partners.
About Generali Group